Financial Freedom is everyone's dream for Retirement.

Do you want to be a globetrotter?

Do you want to volunteer at your favourite non-profit or do both post-retirement? 

Read this simple Checklist. 

A quick way to know if you are on the path to Financial Freedom.

1. BUDGET -  

Make a spending budget regularly. 

Stick to it no matter what.

Spending less = Saving more automatically.

2. DEBT ELIMINATION -

Ensure you are debt-free especially close to retirement.

It requires a good financial plan and discipline to achieve this.

Talk to me and I will show you how it’s done.

3. DIVERSIFIED PORTFOLIO -

Investments that provide consistent income over time. 

A retirement corpus that is well-diversified.

4. CHILD EDUCATION -

It’s best to start early. 

A good education is the best gift a parent can give. 

Map out education expenses without touching retirement savings.

5. INSURANCE -

Insurance cover is a must. 

Medical as well life. 

It’s a safety net you must not forget about. 

It’s for the sake of your loved ones.

6. EMERGENCY FUND -

The Covid-19 crisis has made this step a very important one. 

Tuck away at least 4-6 month salary/monthly income for rainy days.

7. INCREASE INCOME -

Add a passive income stream. 

Create a side hustle that pays. 

Get extra skills required to do your current job/business better. 

This will help negotiate a pay raise or a price hike as you bring added value to the table.

8. KEEP A WATCHFUL EYE -

Check investments made, spending patterns, and income streams frequently. 

This enables weeding out the depleting ideas at the earliest.

9. MAKE A WILL -

A Will provides financial clarity to loved ones. 

It’s an essential step that WILL avoid a lot of issues in your absence.

10. YOUR HEALTH IS WEALTH -

I saved the best for the last. 

At retirement, won't you prefer sipping Mojitos on a beach versus popping tablets? 

Your health is of the utmost importance. 

Invest in yourself. 

No medical bills = Huge savings.

These 10 steps are so simple.

Yet many times difficult to put in place.

Here’s where I can help you.