/* ==========================================================================
   JP FINANCIAL — Private Wealth Design System v2
   Direction: "Private bank, Bombay heritage."
   Palette : Midnight / Ink Navy / Champagne Gold / Porcelain / Bone
   Type    : Cormorant Garamond (display) · Figtree (body) · IBM Plex Mono (data)
   Signature: The Compounding Ledger + engraved corner-bracket frames
   ========================================================================== */

:root{
  --midnight:#071022;
  --ink:#0C1B31;
  --ink-soft:#16294A;
  --champagne:#C6A15B;
  --champagne-deep:#8A6A2F;
  --champagne-light:#E4CB92;
  --porcelain:#FBF9F4;
  --bone:#F3EDE0;
  --linen:#E7DFC9;
  --graphite:#39414F;
  --mist:#9AA6B8;
  --hairline:rgba(198,161,91,.34);
  --hairline-dark:rgba(198,161,91,.28);
  --pearl:#FDFBF6;
  --shell:#F7F1E4;
  --gold-wash:rgba(198,161,91,.09);
  --shadow-soft:0 24px 60px -24px rgba(7,16,34,.16);
  --shadow-lux:0 34px 80px -30px rgba(138,106,47,.28);
  --ease:cubic-bezier(.22,.61,.21,1);
  --nav-h:76px;
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;}
body{
  background:linear-gradient(180deg,var(--pearl),var(--porcelain) 340px);
  color:var(--graphite);
  font-family:'Figtree',system-ui,sans-serif;
  font-size:1.02rem;
  line-height:1.72;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img,svg,canvas{max-width:100%;height:auto;display:block;}
a{color:inherit;text-decoration:none;}
ul{list-style:none;}
button{font:inherit;background:none;border:0;cursor:pointer;color:inherit;}
input,select,textarea{font:inherit;}

::selection{background:var(--champagne);color:var(--midnight);}
::-webkit-scrollbar{width:10px;}
::-webkit-scrollbar-track{background:var(--porcelain);}
::-webkit-scrollbar-thumb{background:var(--linen);border-radius:6px;}

/* ---------- Type roles ---------- */
h1,h2,h3,.font-display{
  font-family:'Cormorant Garamond',Georgia,serif;
  font-weight:600;
  color:var(--ink);
  letter-spacing:-.005em;
  line-height:1.12;
}
.h1{font-size:clamp(2.5rem,5.6vw,4.3rem);}
.h2{font-size:clamp(1.9rem,3.6vw,2.85rem);}
.h3{font-size:clamp(1.28rem,2vw,1.55rem);line-height:1.25;}
.lead{font-size:clamp(1.06rem,1.6vw,1.22rem);color:var(--graphite);max-width:56ch;}
.mono,.font-data{font-family:'IBM Plex Mono',ui-monospace,monospace;font-variant-numeric:tabular-nums;}

.eyebrow{
  font-family:'IBM Plex Mono',monospace;
  font-size:.68rem;
  letter-spacing:.32em;
  text-transform:uppercase;
  color:var(--champagne-deep);
  display:inline-flex;align-items:center;gap:.7rem;
  font-weight:500;
}
.eyebrow::before{content:'';width:26px;height:1px;background:var(--champagne);}
.eyebrow.center{justify-content:center;}
.eyebrow.center::after{content:'';width:26px;height:1px;background:var(--champagne);}
.on-dark .eyebrow,.eyebrow.light{color:var(--champagne-deep);}
.on-dark h1,.on-dark h2,.on-dark h3{color:var(--ink);}
.on-dark p{color:var(--graphite);}

.serif-i{font-family:'Cormorant Garamond',serif;font-style:italic;font-weight:600;color:var(--champagne-deep);}
.on-dark .serif-i{color:var(--champagne-deep);}

/* ---------- Layout ---------- */
.wrap{max-width:1180px;margin:0 auto;padding:0 1.35rem;}
@media(min-width:1024px){.wrap{padding:0 2.5rem;}}
.section{padding:5.2rem 0;}
.section-lg{padding:6.5rem 0;}
@media(max-width:768px){.section{padding:3.4rem 0;}.section-lg{padding:4.2rem 0;}}
.bg-bone{background:var(--bone);}
.bg-ink{background:var(--ink);}
.bg-midnight{
  background:linear-gradient(180deg,#FBF6EA,var(--shell));
  border-block:1px solid var(--hairline);
  position:relative;
}
.center{text-align:center;}
.grid{display:grid;gap:1.4rem;}
.g2{grid-template-columns:1fr;}
.g3{grid-template-columns:1fr;}
.g4{grid-template-columns:1fr 1fr;}
@media(min-width:760px){.g2{grid-template-columns:1fr 1fr;}.g3{grid-template-columns:repeat(3,1fr);}.g4{grid-template-columns:repeat(4,1fr);}}
.mt-1{margin-top:.6rem;}.mt-2{margin-top:1.1rem;}.mt-3{margin-top:1.8rem;}.mt-4{margin-top:2.6rem;}.mt-5{margin-top:3.4rem;}
.mb-1{margin-bottom:.6rem;}.mb-2{margin-bottom:1.1rem;}.mb-3{margin-bottom:1.8rem;}.mb-4{margin-bottom:2.6rem;}.mb-5{margin-bottom:3.4rem;}
.mx-auto{margin-left:auto;margin-right:auto;}
.max-2xl{max-width:44rem;}.max-3xl{max-width:52rem;}
.divider{height:1px;background:linear-gradient(90deg,transparent,var(--champagne) 18%,var(--champagne) 82%,transparent);opacity:.55;}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.55rem;
  font-family:'Figtree',sans-serif;font-weight:600;font-size:.88rem;letter-spacing:.04em;
  padding:.95rem 1.9rem;border-radius:2px;
  transition:transform .25s var(--ease),background .25s var(--ease),color .25s var(--ease),border-color .25s var(--ease),box-shadow .25s var(--ease);
  will-change:transform;
}
.btn:hover{transform:translateY(-2px);}
.btn:active{transform:translateY(0);}
.btn-gold{background:var(--champagne);color:var(--midnight);box-shadow:0 10px 26px -12px rgba(198,161,91,.7);}
.btn-gold:hover{background:var(--champagne-light);}
.btn-ink{background:var(--ink);color:var(--porcelain);}
.btn-ink:hover{background:var(--ink-soft);}
.btn-outline{border:1px solid var(--champagne);color:var(--ink);background:transparent;}
.btn-outline:hover{background:var(--champagne);color:var(--midnight);}
.on-dark .btn-outline{color:var(--ink);border-color:var(--champagne);}
.on-dark .btn-outline:hover{color:var(--midnight);}
.btn-lg{padding:1.1rem 2.4rem;font-size:.95rem;}
.arrow{transition:transform .25s var(--ease);}
.btn:hover .arrow,.card-frame:hover .arrow,.link-gold:hover .arrow{transform:translateX(4px);}
.link-gold{font-weight:600;font-size:.9rem;color:var(--champagne-deep);display:inline-flex;align-items:center;gap:.45rem;}
.link-gold:hover{color:var(--ink);}

/* ---------- Signature: corner-bracket frames ---------- */
.card-frame{
  position:relative;background:#fff;border:1px solid var(--linen);
  padding:1.9rem 1.7rem;
  transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s var(--ease);
}
.card-frame::before,.card-frame::after{
  content:'';position:absolute;width:18px;height:18px;
  border:1px solid transparent;transition:all .35s var(--ease);pointer-events:none;
}
.card-frame::before{top:-1px;left:-1px;border-top-color:var(--champagne);border-left-color:var(--champagne);}
.card-frame::after{bottom:-1px;right:-1px;border-bottom-color:var(--champagne);border-right-color:var(--champagne);}
.card-frame:hover{transform:translateY(-5px);box-shadow:var(--shadow-lux);border-color:var(--champagne);}
.card-frame:hover::before,.card-frame:hover::after{width:34px;height:34px;}
.card-frame.static:hover{transform:none;box-shadow:none;}
.on-dark .card-frame{background:#fff;border-color:var(--linen);}

/* ---------- Nav ---------- */
#siteNav{
  position:fixed;top:0;left:0;right:0;z-index:60;
  background:rgba(253,251,246,.82);
  backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);
  border-bottom:1px solid var(--hairline);
  transition:background .3s var(--ease),box-shadow .3s var(--ease);
}
#siteNav.scrolled{background:rgba(253,251,246,.97);box-shadow:0 14px 44px -22px rgba(138,106,47,.35);}
.nav-inner{height:var(--nav-h);display:flex;align-items:center;justify-content:space-between;gap:1rem;}
.brand{display:flex;flex-direction:column;line-height:1;}
.brand .brand-jp{font-family:'Cormorant Garamond',serif;font-weight:600;font-size:1.62rem;color:var(--ink);letter-spacing:.01em;}
.brand .brand-sub{font-family:'IBM Plex Mono',monospace;font-size:.56rem;letter-spacing:.42em;color:var(--champagne-deep);margin-top:.28rem;text-transform:uppercase;}
.nav-links{display:none;align-items:center;gap:2rem;}
@media(min-width:1024px){.nav-links{display:flex;}}
.nav-link{
  font-size:.86rem;font-weight:500;color:var(--graphite);
  position:relative;padding:.45rem 0;display:inline-flex;align-items:center;gap:.35rem;
}
.nav-link::after{content:'';position:absolute;left:0;bottom:0;width:0;height:1px;background:var(--champagne);transition:width .28s var(--ease);}
.nav-link:hover::after,.nav-link.active::after{width:100%;}
.nav-link.active{color:var(--ink);}
.nav-item{position:relative;}
.dropdown{
  position:absolute;top:calc(100% + 14px);left:50%;transform:translate(-50%,8px);
  min-width:264px;background:#fff;border:1px solid var(--linen);
  padding:.7rem 0;opacity:0;visibility:hidden;
  transition:opacity .22s var(--ease),transform .22s var(--ease),visibility .22s;
  box-shadow:var(--shadow-lux);
}
.dropdown::before{content:'';position:absolute;top:-14px;left:0;right:0;height:14px;}
.nav-item:hover .dropdown,.nav-item:focus-within .dropdown{opacity:1;visibility:visible;transform:translate(-50%,0);}
.dropdown a{
  display:flex;align-items:baseline;gap:.7rem;padding:.62rem 1.3rem;
  font-size:.86rem;color:var(--graphite);transition:background .2s,color .2s,padding-left .2s var(--ease);
}
.dropdown a .dd-num{font-family:'IBM Plex Mono',monospace;font-size:.62rem;color:var(--champagne);opacity:.85;}
.dropdown a:hover{background:var(--gold-wash);color:var(--ink);padding-left:1.55rem;}
.dropdown .dd-all{border-top:1px solid var(--linen);margin-top:.5rem;padding-top:.85rem;color:var(--champagne-deep);font-weight:600;}
.caret{transition:transform .25s var(--ease);}
.nav-item:hover .caret{transform:rotate(180deg);}
.nav-cta{display:none;}
@media(min-width:1024px){.nav-cta{display:inline-flex;padding:.72rem 1.5rem;font-size:.82rem;}}

/* Mobile menu */
#menuToggle{display:flex;flex-direction:column;gap:5px;padding:.6rem;margin-right:-.6rem;}
#menuToggle span{display:block;width:24px;height:1.6px;background:var(--ink);transition:transform .3s var(--ease),opacity .3s;}
#menuToggle[aria-expanded="true"] span:nth-child(1){transform:translateY(6.6px) rotate(45deg);}
#menuToggle[aria-expanded="true"] span:nth-child(2){opacity:0;}
#menuToggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-6.6px) rotate(-45deg);}
@media(min-width:1024px){#menuToggle{display:none;}}
#mobileMenu{
  position:fixed;inset:var(--nav-h) 0 0 0;z-index:55;background:var(--pearl);
  padding:1.6rem 1.35rem 3rem;overflow-y:auto;
  transform:translateX(100%);transition:transform .38s var(--ease);
}
#mobileMenu.open{transform:translateX(0);}
.mm-link{display:block;font-family:'Cormorant Garamond',serif;font-size:1.7rem;font-weight:600;color:var(--ink);padding:.85rem 0;border-bottom:1px solid var(--linen);}
.mm-acc-btn{width:100%;display:flex;justify-content:space-between;align-items:center;font-family:'Cormorant Garamond',serif;font-size:1.7rem;font-weight:600;color:var(--ink);padding:.85rem 0;border-bottom:1px solid var(--linen);}
.mm-acc-panel{max-height:0;overflow:hidden;transition:max-height .35s var(--ease);}
.mm-acc-panel a{display:flex;gap:.8rem;align-items:baseline;padding:.62rem 0 .62rem 1rem;font-size:.95rem;color:var(--graphite);border-bottom:1px dashed var(--linen);}
.mm-acc-panel a .dd-num{font-family:'IBM Plex Mono',monospace;font-size:.62rem;color:var(--champagne);}
.mm-acc-panel a:active{color:var(--ink);}
.mm-cta{margin-top:1.8rem;}
body.menu-open{overflow:hidden;}

/* ---------- Hero ---------- */
.hero{
  position:relative;background:linear-gradient(180deg,var(--pearl) 0%,#FAF4E7 62%,var(--shell) 100%);
  color:var(--ink);
  padding:calc(var(--nav-h) + 4.4rem) 0 5rem;overflow:hidden;
  border-bottom:1px solid var(--hairline);
}
.hero::before{
  content:'';position:absolute;inset:0;
  background:
    radial-gradient(1100px 560px at 84% -12%,rgba(198,161,91,.20),transparent 62%),
    radial-gradient(760px 460px at -10% 112%,rgba(198,161,91,.12),transparent 65%);
  pointer-events:none;
}
.hero::after{
  content:'JP';position:absolute;right:-.06em;bottom:-.28em;z-index:0;
  font-family:'Cormorant Garamond',serif;font-weight:600;line-height:1;
  font-size:clamp(14rem,30vw,26rem);color:transparent;
  -webkit-text-stroke:1px rgba(198,161,91,.14);
  pointer-events:none;user-select:none;
}
.hero-grid{position:relative;z-index:1;display:grid;gap:3rem;align-items:center;grid-template-columns:1fr;}
@media(min-width:1024px){.hero-grid{grid-template-columns:1.05fr .95fr;gap:4rem;}.hero{padding:calc(var(--nav-h) + 6rem) 0 6.2rem;}}
.hero h1{color:var(--ink);font-size:clamp(2.7rem,6vw,4.6rem);}
.hero .lead{color:var(--graphite);}
.hero-cred{
  font-family:'IBM Plex Mono',monospace;font-size:.66rem;letter-spacing:.3em;text-transform:uppercase;
  color:var(--champagne-deep);display:flex;flex-wrap:wrap;gap:.55rem 1.1rem;align-items:center;
}
.hero-cred span::after{content:'·';margin-left:1.1rem;color:var(--champagne);opacity:.6;}
.hero-cred span:last-child::after{content:'';}
.hero-stats{display:flex;flex-wrap:wrap;gap:2.4rem 3rem;margin-top:2.8rem;}
.hero-stat .num{font-family:'IBM Plex Mono',monospace;font-size:1.7rem;font-weight:500;color:var(--champagne-deep);}
.hero-stat .lbl{font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;color:var(--graphite);opacity:.8;margin-top:.35rem;}

/* Compounding ledger (signature) */
.ledger{position:relative;z-index:1;background:#fff;border:1px solid var(--linen);
  padding:1.6rem 1.4rem 1.2rem;box-shadow:var(--shadow-lux);}
.ledger::before,.ledger::after{content:'';position:absolute;width:26px;height:26px;border:1px solid var(--champagne);pointer-events:none;}
.ledger::before{top:-1px;left:-1px;border-right:0;border-bottom:0;}
.ledger::after{bottom:-1px;right:-1px;border-left:0;border-top:0;}
.ledger svg{width:100%;height:auto;}
.ledger-caption{display:flex;justify-content:space-between;gap:1rem;margin-top:.9rem;font-family:'IBM Plex Mono',monospace;font-size:.66rem;letter-spacing:.12em;color:var(--graphite);opacity:.85;}
.ledger-caption b{color:var(--champagne-deep);font-weight:600;}

/* ---------- Credential plate strip ---------- */
.plate{border-block:1px solid var(--hairline);background:#fff;}
.plate-row{display:flex;flex-wrap:wrap;justify-content:center;gap:1rem 3rem;padding:1.5rem 0;}
.plate-item{display:flex;align-items:center;gap:.7rem;font-family:'IBM Plex Mono',monospace;font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:var(--graphite);}
.plate-item svg{color:var(--champagne-deep);flex:none;width:15px;height:15px;}

/* ---------- Feature / pillar cards ---------- */
.pill-icon{width:44px;height:44px;color:var(--champagne-deep);margin-bottom:1.1rem;}
.pill-icon svg{width:100%;height:100%;}
.card-frame h3{margin-bottom:.55rem;}
.card-frame p{font-size:.93rem;line-height:1.65;}
.card-kicker{font-family:'IBM Plex Mono',monospace;font-size:.62rem;letter-spacing:.26em;text-transform:uppercase;color:var(--champagne-deep);margin-bottom:.8rem;}

/* Service index cards */
.svc-card{display:flex;flex-direction:column;min-height:190px;}
.svc-card .svc-num{font-family:'IBM Plex Mono',monospace;font-size:.66rem;letter-spacing:.2em;color:var(--champagne-deep);margin-bottom:1rem;}
.svc-card p{flex:1;}
.svc-card .link-gold{margin-top:1.1rem;font-size:.82rem;}

/* ---------- Dark quote band ---------- */
.quote-band{position:relative;overflow:hidden;}
.quote-band::before{content:'';position:absolute;inset:0;background:radial-gradient(900px 400px at 50% 120%,rgba(198,161,91,.16),transparent 65%);}
.quote-band blockquote{
  position:relative;font-family:'Cormorant Garamond',serif;font-weight:500;font-style:italic;
  font-size:clamp(1.5rem,3.4vw,2.5rem);line-height:1.35;color:var(--ink);max-width:52rem;margin:0 auto;
}
.quote-band blockquote::before{content:'“';display:block;font-size:4rem;line-height:.4;color:var(--champagne);margin-bottom:1.4rem;}
.principles{display:grid;gap:1.6rem;margin-top:3.4rem;text-align:left;grid-template-columns:1fr;}
@media(min-width:760px){.principles{grid-template-columns:repeat(3,1fr);gap:2.4rem;}}
.principle .p-key{font-family:'IBM Plex Mono',monospace;font-size:.72rem;letter-spacing:.22em;color:var(--champagne-deep);margin-bottom:.6rem;text-transform:uppercase;}
.principle p{font-size:.92rem;color:var(--graphite);}

/* ---------- Process ---------- */
.step .step-num{font-family:'Cormorant Garamond',serif;font-size:2.7rem;font-weight:500;color:var(--champagne);line-height:1;}
.step h3{margin:.7rem 0 .45rem;}
.step p{font-size:.92rem;}
.step{position:relative;padding-top:1.2rem;}
.step::before{content:'';position:absolute;top:0;left:0;width:44px;height:1px;background:var(--champagne);}

/* ---------- Founder ---------- */
.portrait{
  position:relative;aspect-ratio:4/5;background:linear-gradient(160deg,var(--bone),var(--linen));
  border:1px solid var(--linen);display:flex;align-items:center;justify-content:center;
}
.portrait::before,.portrait::after{content:'';position:absolute;width:30px;height:30px;border:1px solid var(--champagne);}
.portrait::before{top:12px;left:12px;border-right:0;border-bottom:0;}
.portrait::after{bottom:12px;right:12px;border-left:0;border-top:0;}
.portrait .ph{font-family:'IBM Plex Mono',monospace;font-size:.66rem;letter-spacing:.3em;text-transform:uppercase;color:var(--graphite);opacity:.55;}
.portrait img{width:100%;height:100%;object-fit:cover;object-position:center top;}
.cred-list{display:flex;flex-direction:column;gap:.7rem;margin-top:1.6rem;}
.cred-list li{display:flex;gap:.75rem;align-items:flex-start;font-size:.93rem;}
.cred-list svg{flex:none;margin-top:.3rem;color:var(--champagne-deep);}

/* ---------- Testimonials ---------- */
.tsm{display:flex;flex-direction:column;}
.tsm-quote{font-family:'Cormorant Garamond',serif;font-size:1.22rem;font-weight:500;font-style:italic;color:var(--ink);line-height:1.5;flex:1;}
.tsm-who{display:flex;align-items:center;gap:.9rem;margin-top:1.5rem;}
.tsm-av{width:42px;height:42px;border-radius:50%;background:var(--ink);color:var(--champagne-light);display:flex;align-items:center;justify-content:center;font-family:'IBM Plex Mono',monospace;font-size:.72rem;letter-spacing:.06em;flex:none;}
.tsm-who .t-name{font-weight:600;font-size:.88rem;color:var(--ink);}
.tsm-who .t-role{font-size:.76rem;color:var(--graphite);opacity:.75;}

/* ---------- FAQ ---------- */
.faq{border-top:1px solid var(--linen);}
.faq-item{border-bottom:1px solid var(--linen);}
.faq-q{width:100%;display:flex;justify-content:space-between;gap:1rem;align-items:center;text-align:left;padding:1.15rem .2rem;font-weight:600;color:var(--ink);font-size:1rem;}
.faq-icon{flex:none;width:22px;height:22px;color:var(--champagne-deep);transition:transform .3s var(--ease);}
.faq-item.open .faq-icon{transform:rotate(45deg);}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s var(--ease);}
.faq-a p{font-size:.93rem;padding:0 .2rem 1.2rem;max-width:60ch;}

/* ---------- Page hero (inner pages) ---------- */
.page-hero{
  background:linear-gradient(180deg,var(--pearl),#F9F3E6);
  color:var(--ink);
  padding:calc(var(--nav-h) + 3.6rem) 0 3.6rem;position:relative;overflow:hidden;
  border-bottom:1px solid var(--hairline);
}
.page-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(900px 420px at 85% -20%,rgba(198,161,91,.18),transparent 60%);}
.page-hero .wrap{position:relative;}
.page-hero h1{color:var(--ink);}
.page-hero .lead{color:var(--graphite);}
.crumbs{font-family:'IBM Plex Mono',monospace;font-size:.64rem;letter-spacing:.24em;text-transform:uppercase;color:var(--champagne-deep);margin-bottom:1.3rem;display:flex;gap:.8rem;flex-wrap:wrap;}
.crumbs a{opacity:.75;}
.crumbs a:hover{opacity:1;}
.crumbs span::before{content:'/';margin-right:.8rem;opacity:.5;}

/* ---------- Stat band ---------- */
.stat-band{padding:3.6rem 0;}
.stat-band .big{font-family:'Cormorant Garamond',serif;font-size:clamp(2.6rem,6vw,4.2rem);font-weight:600;color:var(--champagne-deep);line-height:1;}
.stat-band p{color:var(--graphite);max-width:46ch;}

/* ---------- Ledger list (deliverables) ---------- */
.ledger-list{border-top:1px solid var(--linen);}
.ledger-list li{display:grid;grid-template-columns:auto 1fr;gap:1.2rem;padding:1.25rem .2rem;border-bottom:1px solid var(--linen);align-items:baseline;}
.ledger-list .li-num{font-family:'IBM Plex Mono',monospace;font-size:.68rem;letter-spacing:.14em;color:var(--champagne-deep);}
.ledger-list b{display:block;color:var(--ink);font-weight:600;margin-bottom:.15rem;}
.ledger-list p{font-size:.92rem;}

/* ---------- Persona chips ---------- */
.persona{background:#fff;border:1px solid var(--linen);border-left:2px solid var(--champagne);padding:1.3rem 1.4rem;}
.persona b{color:var(--ink);display:block;margin-bottom:.3rem;}
.persona p{font-size:.9rem;}

/* ---------- Calculators ---------- */
.calc-layout{display:grid;gap:2.2rem;grid-template-columns:1fr;align-items:start;}
@media(min-width:1024px){.calc-layout{grid-template-columns:230px 1fr;}}
.calc-nav{position:sticky;top:calc(var(--nav-h) + 1rem);display:none;}
@media(min-width:1024px){.calc-nav{display:block;}}
.calc-nav a{
  display:flex;gap:.7rem;align-items:baseline;padding:.6rem .9rem;font-size:.85rem;color:var(--graphite);
  border-left:2px solid var(--linen);transition:all .2s var(--ease);
}
.calc-nav a .dd-num{font-family:'IBM Plex Mono',monospace;font-size:.6rem;color:var(--champagne-deep);}
.calc-nav a:hover{color:var(--ink);border-color:var(--champagne-light);}
.calc-nav a.active{color:var(--ink);border-color:var(--champagne);background:linear-gradient(90deg,rgba(198,161,91,.1),transparent);font-weight:600;}
.calc-chipbar{position:sticky;top:var(--nav-h);z-index:40;background:rgba(251,249,244,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--linen);overflow-x:auto;-webkit-overflow-scrolling:touch;}
@media(min-width:1024px){.calc-chipbar{display:none;}}
.calc-chipbar .row{display:flex;gap:.55rem;padding:.7rem 1.35rem;white-space:nowrap;}
.calc-chip{font-family:'IBM Plex Mono',monospace;font-size:.68rem;letter-spacing:.08em;padding:.5rem .85rem;border:1px solid var(--linen);color:var(--graphite);background:#fff;border-radius:2px;flex:none;}
.calc-chip.active{background:var(--ink);color:var(--champagne-light);border-color:var(--ink);}

.calc-panel{scroll-margin-top:calc(var(--nav-h) + 4.2rem);margin-bottom:3.2rem;}
.calc-card{background:#fff;border:1px solid var(--linen);}
.calc-head{padding:1.6rem 1.7rem 1.2rem;border-bottom:1px solid var(--linen);display:flex;justify-content:space-between;gap:1rem;align-items:flex-start;flex-wrap:wrap;}
.calc-head h2{font-size:1.5rem;}
.calc-head p{font-size:.88rem;max-width:52ch;}
.calc-body{display:grid;gap:0;grid-template-columns:1fr;}
@media(min-width:900px){.calc-body{grid-template-columns:1.02fr .98fr;}}
.calc-inputs{padding:1.6rem 1.7rem;display:flex;flex-direction:column;gap:1.35rem;}
.calc-results{
  background:linear-gradient(168deg,#FFFDF8,var(--shell));
  color:var(--ink);padding:1.7rem;display:flex;flex-direction:column;gap:1.2rem;
  border-top:1px solid var(--linen);
}
@media(min-width:900px){.calc-results{border-top:0;border-left:1px solid var(--linen);}}

.cfield label{display:flex;justify-content:space-between;align-items:baseline;gap:1rem;font-size:.78rem;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--graphite);margin-bottom:.55rem;}
.cfield .cf-val{font-family:'IBM Plex Mono',monospace;font-size:.82rem;color:var(--champagne-deep);text-transform:none;letter-spacing:0;}
.cfield .cf-row{display:grid;grid-template-columns:1fr 108px;gap:.9rem;align-items:center;}
.cfield input:not([type=range]){
  font-family:'IBM Plex Mono',monospace;font-size:.88rem;color:var(--ink);font-weight:500;
  border:1px solid var(--linen);background:var(--porcelain);padding:.55rem .6rem;width:100%;border-radius:2px;
}
.cfield input:not([type=range]):focus{outline:2px solid var(--champagne);outline-offset:1px;}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:3px;background:linear-gradient(90deg,var(--champagne) var(--fill,50%),var(--linen) var(--fill,50%));border-radius:2px;}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;border-radius:50%;background:#fff;border:2px solid var(--champagne);box-shadow:0 2px 8px rgba(138,106,47,.35);cursor:pointer;margin-top:0;transition:transform .15s var(--ease);}
input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.15);}
input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:#fff;border:2px solid var(--champagne);box-shadow:0 2px 8px rgba(138,106,47,.35);cursor:pointer;}
input[type=range]::-moz-range-track{height:3px;background:var(--linen);border-radius:2px;}
input[type=range]::-moz-range-progress{height:3px;background:var(--champagne);border-radius:2px;}
input[type=range]:focus-visible{outline:2px solid var(--champagne);outline-offset:4px;}

.res-primary .r-lbl{font-family:'IBM Plex Mono',monospace;font-size:.62rem;letter-spacing:.26em;text-transform:uppercase;color:var(--champagne-deep);}
.res-primary .r-val{font-family:'Cormorant Garamond',serif;font-size:clamp(2.1rem,4.5vw,2.9rem);font-weight:600;color:var(--ink);line-height:1.1;margin-top:.35rem;}
.res-primary .r-exact{font-family:'IBM Plex Mono',monospace;font-size:.72rem;color:var(--graphite);opacity:.8;margin-top:.3rem;}
.res-grid{display:grid;grid-template-columns:1fr 1fr;gap:.9rem;}
.res-mini{border:1px solid var(--linen);background:#fff;padding:.85rem .95rem;}
.res-mini .r-lbl{font-family:'IBM Plex Mono',monospace;font-size:.58rem;letter-spacing:.18em;text-transform:uppercase;color:var(--graphite);opacity:.75;}
.res-mini .r-val{font-family:'IBM Plex Mono',monospace;font-size:.98rem;color:var(--champagne-deep);margin-top:.35rem;}
.res-note{font-size:.78rem;color:var(--graphite);opacity:.85;border-left:2px solid var(--champagne);padding-left:.8rem;}
.chart-box{position:relative;height:220px;margin-top:.3rem;}
@media(min-width:900px){.chart-box{height:240px;}}
.wa-share{display:inline-flex;align-items:center;gap:.5rem;font-size:.78rem;font-weight:600;color:var(--champagne-deep);border:1px solid var(--champagne);background:#fff;padding:.55rem .95rem;border-radius:2px;align-self:flex-start;transition:all .2s;}
.wa-share:hover{background:var(--champagne);color:var(--midnight);}
.calc-disclaimer{font-size:.74rem;color:var(--graphite);opacity:.7;max-width:70ch;}

/* Mini calculator (homepage) */
.mini-calc{background:linear-gradient(168deg,#FFFDF8,var(--shell));border:1px solid var(--linen);
  padding:1.8rem;box-shadow:var(--shadow-lux);position:relative;}
.mini-calc::before,.mini-calc::after{content:'';position:absolute;width:24px;height:24px;border:1px solid var(--champagne);pointer-events:none;}
.mini-calc::before{top:-1px;left:-1px;border-right:0;border-bottom:0;}
.mini-calc::after{bottom:-1px;right:-1px;border-left:0;border-top:0;}
.mini-calc .res-primary .r-val{font-size:clamp(2rem,4vw,2.7rem);}

/* ---------- Forms ---------- */
.form-grid{display:grid;gap:1.1rem;grid-template-columns:1fr;}
@media(min-width:700px){.form-grid{grid-template-columns:1fr 1fr;}.form-grid .full{grid-column:1/-1;}}
.ffield label{display:block;font-size:.76rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--graphite);margin-bottom:.45rem;}
.ffield input,.ffield select,.ffield textarea{
  width:100%;border:1px solid var(--linen);background:#fff;padding:.85rem .9rem;
  color:var(--ink);border-radius:2px;font-size:.95rem;
}
.ffield input:focus,.ffield select:focus,.ffield textarea:focus{outline:2px solid var(--champagne);outline-offset:1px;}
.form-note{font-size:.78rem;opacity:.75;display:flex;gap:.5rem;align-items:flex-start;}
.form-note svg{flex:none;width:15px;height:15px;margin-top:.15rem;color:var(--champagne-deep);}

/* ---------- Blog / resource cards ---------- */
.post-card .post-tag{font-family:'IBM Plex Mono',monospace;font-size:.6rem;letter-spacing:.24em;text-transform:uppercase;color:var(--champagne-deep);margin-bottom:.7rem;}
.post-card h3{font-size:1.2rem;}
.post-card .post-meta{font-size:.76rem;opacity:.7;margin-top:.9rem;font-family:'IBM Plex Mono',monospace;}

/* ---------- Footer ---------- */
footer{background:linear-gradient(180deg,var(--shell),#F2EADA);color:var(--graphite);
  padding:4.2rem 0 2rem;border-top:1px solid var(--hairline);}
.foot-grid{display:grid;gap:2.4rem;grid-template-columns:1fr;margin-bottom:2.8rem;}
@media(min-width:900px){.foot-grid{grid-template-columns:1.5fr 1fr 1fr 1.1fr;gap:2rem;}}
.foot-h{font-family:'IBM Plex Mono',monospace;font-size:.64rem;letter-spacing:.3em;text-transform:uppercase;color:var(--champagne-deep);margin-bottom:1.1rem;}
footer ul{display:flex;flex-direction:column;gap:.6rem;}
footer a{font-size:.88rem;color:var(--graphite);transition:color .2s;}
footer a:hover{color:var(--champagne-deep);}
.foot-brand p{font-size:.88rem;color:var(--graphite);opacity:.9;max-width:30ch;line-height:1.7;}
.foot-legal{font-size:.72rem;color:var(--graphite);opacity:.8;line-height:1.75;padding-top:1.6rem;border-top:1px solid var(--hairline);}
.foot-legal b{color:var(--ink);font-weight:600;}
.foot-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.8rem 2rem;padding-top:1.4rem;font-size:.72rem;color:var(--graphite);opacity:.85;}
.foot-bottom .links{display:flex;gap:1.4rem;}

/* WhatsApp FAB */
.fab-wa{
  position:fixed;right:20px;bottom:20px;z-index:50;width:54px;height:54px;border-radius:50%;
  background:#1FAF57;display:flex;align-items:center;justify-content:center;
  box-shadow:0 12px 30px -8px rgba(0,0,0,.35);transition:transform .2s var(--ease);
}
.fab-wa:hover{transform:scale(1.08);}

/* ---------- Reveal ---------- */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .8s var(--ease),transform .8s var(--ease);}
.reveal.in{opacity:1;transform:translateY(0);}
.reveal.d1{transition-delay:.08s;}.reveal.d2{transition-delay:.16s;}.reveal.d3{transition-delay:.24s;}

/* Skip link */
.skip-link{position:absolute;left:-9999px;top:0;background:var(--champagne);color:var(--midnight);padding:.8rem 1.2rem;z-index:100;font-weight:600;}
.skip-link:focus{left:0;}

a:focus-visible,button:focus-visible{outline:2px solid var(--champagne);outline-offset:3px;}

@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto;}
  *,*::before,*::after{transition-duration:.01ms!important;animation-duration:.01ms!important;}
  .reveal{opacity:1;transform:none;}
}

@media print{
  #siteNav,.fab-wa,#mobileMenu{display:none!important;}
  .hero,.page-hero,footer{background:#fff!important;color:#000!important;}
}

/* ---- calc page additions ---- */
.calc-panels{min-width:0;display:flex;flex-direction:column;gap:2.6rem;}
.calc-q{font-family:'Cormorant Garamond',serif;font-style:italic;font-size:1.25rem;color:var(--champagne-deep);margin-top:.55rem;}
.cf-pair{display:grid;grid-template-columns:1fr 7.5rem;gap:.9rem;align-items:center;}
.cf-pair input:not([type=range]){width:100%;padding:.5rem .6rem;border:1px solid var(--linen);border-radius:2px;font-family:'IBM Plex Mono',monospace;font-size:.85rem;color:var(--ink);background:#fff;}
.cf-pair input:not([type=range]):focus{outline:2px solid var(--champagne);outline-offset:1px;border-color:var(--champagne);}
.r-sub{font-size:.8rem;color:var(--mist);margin-top:.3rem;letter-spacing:.02em;}
.ledger-dot{opacity:0;animation:dotIn .5s ease forwards;}
.ledger-dot:nth-of-type(2){animation-delay:.9s}.ledger-dot:nth-of-type(3){animation-delay:1.2s}
.ledger-dot:nth-of-type(4){animation-delay:1.5s}.ledger-dot:nth-of-type(5){animation-delay:1.8s}
@keyframes dotIn{to{opacity:1}}
@media (max-width:640px){.cf-pair{grid-template-columns:1fr 6rem;gap:.6rem;}}
@media (prefers-reduced-motion:reduce){.ledger-dot{animation:none;opacity:1}}


/* ===================== ELEVATION PASS v4 ===================== */
/* paper grain + vignette */
body::before{
  content:'';position:fixed;inset:0;z-index:-1;pointer-events:none;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='120' height='120'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2'/%3E%3C/filter%3E%3Crect width='120' height='120' filter='url(%23n)' opacity='.028'/%3E%3C/svg%3E");
}

/* nav scroll progress */
.scroll-progress{position:absolute;left:0;bottom:-1px;height:2px;width:0;
  background:linear-gradient(90deg,var(--champagne-deep),var(--champagne),var(--champagne-light));
  transition:width .1s linear;}

/* gold gradient keyword */
.gold-grad,.hero em.serif-i,.page-hero em.serif-i{
  background:linear-gradient(100deg,#8A6A2F 5%,#C6A15B 45%,#E4CB92 70%,#A9853F 100%);
  -webkit-background-clip:text;background-clip:text;color:transparent;
  font-family:'Cormorant Garamond',serif;font-style:italic;font-weight:600;
}

/* gold button sheen */
.btn-gold{background:linear-gradient(135deg,#B9945047,transparent),var(--champagne);position:relative;overflow:hidden;}
.btn-gold::after{content:'';position:absolute;top:0;bottom:0;left:-70%;width:45%;
  background:linear-gradient(105deg,transparent,rgba(255,255,255,.5),transparent);
  transform:skewX(-18deg);transition:left .55s var(--ease);}
.btn-gold:hover::after{left:130%;}

/* ornament */
.ornament{display:flex;align-items:center;justify-content:center;gap:.9rem;margin:0 auto 1.4rem;max-width:220px;}
.ornament::before,.ornament::after{content:'';height:1px;flex:1;background:linear-gradient(90deg,transparent,var(--champagne));}
.ornament::after{background:linear-gradient(90deg,var(--champagne),transparent);}
.ornament span{width:7px;height:7px;background:var(--champagne);transform:rotate(45deg);flex:none;}

/* ledger figure plate */
.ledger-fig{display:flex;justify-content:space-between;align-items:center;margin-bottom:1rem;
  font-family:'IBM Plex Mono',monospace;font-size:.6rem;letter-spacing:.28em;text-transform:uppercase;color:var(--champagne-deep);}
.ledger-fig .rule{flex:1;height:1px;background:var(--linen);margin:0 1rem;}

/* founder portrait: gallery frame + brass plate */
.portrait{box-shadow:var(--shadow-lux);background:linear-gradient(160deg,#FFF,var(--bone));outline:1px solid var(--linen);outline-offset:10px;}
.portrait-cap{display:inline-flex;flex-direction:column;gap:.15rem;margin-top:1.6rem;padding:.7rem 1.3rem;
  background:linear-gradient(135deg,#EFE3C8,#E2CE9E 55%,#EFE3C8);border:1px solid var(--champagne);
  font-family:'IBM Plex Mono',monospace;font-size:.62rem;letter-spacing:.26em;text-transform:uppercase;color:#5C4718;}
.portrait-cap b{font-family:'Cormorant Garamond',serif;font-size:1.05rem;letter-spacing:.04em;font-weight:600;text-transform:none;}

/* testimonial ghost quote */
.tsm{position:relative;overflow:hidden;}
.tsm::before{content:'\201C';position:absolute;top:-1.4rem;right:.4rem;font-family:'Cormorant Garamond',serif;
  font-size:7.5rem;line-height:1;color:var(--champagne);opacity:.14;pointer-events:none;}

/* transparency band */
.pay-band{background:linear-gradient(180deg,#FBF6EA,var(--shell));border-block:1px solid var(--hairline);}
.pay-band .pay-grid{display:grid;gap:1.3rem;grid-template-columns:1fr;}
@media(min-width:860px){.pay-band .pay-grid{grid-template-columns:repeat(3,1fr);gap:1.6rem;}}
.pay-card{background:#fff;border:1px solid var(--linen);border-top:2px solid var(--champagne);padding:1.5rem 1.5rem;}
.pay-card b{display:block;color:var(--ink);font-family:'Cormorant Garamond',serif;font-size:1.22rem;margin-bottom:.4rem;}
.pay-card p{font-size:.9rem;}

/* footer trust row */
.trust-row{display:flex;flex-wrap:wrap;gap:.8rem 1rem;margin-bottom:2.6rem;}
.trust-chip{display:inline-flex;align-items:center;gap:.55rem;padding:.6rem 1rem;background:#fff;
  border:1px solid var(--linen);font-family:'IBM Plex Mono',monospace;font-size:.64rem;
  letter-spacing:.16em;text-transform:uppercase;color:var(--graphite);}
.trust-chip svg{color:var(--champagne-deep);flex:none;}

/* primary calc value flourish */
.res-primary{position:relative;padding-bottom:1rem;}
.res-primary::after{content:'';position:absolute;left:0;bottom:0;width:64px;height:2px;
  background:linear-gradient(90deg,var(--champagne),transparent);}

@media (prefers-reduced-motion:reduce){.btn-gold::after{display:none;}}