AMFI ARN-51406NetworkFP QPFP24+ years of experience in financial services
Wealth built with patience,
planned with discipline.
With 24+ years of experience in financial services, JP Financial helps HNIs, NRIs and business owners invest in mutual funds with clear goals and long-term discipline.
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Years in Financial Services
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Families Served
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Assets Served
Why JP Financial
Guidance built for the decade ahead, not the quarter in front of us.
We use a structured fund-comparison framework — return consistency, risk-adjusted performance and downside behaviour — to present relevant scheme information for you to evaluate, not whatever is trending this month.
This information is provided for educational and informational purposes and should not be considered investment advice or a recommendation. Past performance does not indicate future performance.
Fund Comparison Framework
Schemes are compared on Sharpe, Sortino, Jensen’s Alpha and consistency across cycles — not on last year’s chart alone.
Decades, not moments
24+ years of experience in financial services, working with families through 2008, 2013, 2020 and the cycles since — with plans designed to support long-term financial goals.
Personal attention
A deliberately curated client base, so every investor receives a genuine annual review — not a templated report.
NRI support
Mutual fund distribution support for NRI families investing in India, plus general information on GIFT City investment options. We do not provide legal, tax or structuring advice.
Services
Services built around your life stage, not our product shelf.
Service 01
Saving For Retirement
Income planning for your retirement years.
ExploreService 02
Funding For Kids Education
Tuition rises faster than inflation. Your plan should know that.
ExploreService 03
Saving For Big Asset
A home, a car, a second home — one number you refuse to miss.
ExploreService 04
Budgeting For Vacation
Travel paid for in advance — not on a credit card afterwards.
ExploreInvestment Philosophy
We do not chase last year’s top performer. We focus on long-term discipline through the years no one predicted.
Clarity first
A written plan exists before a single rupee is invested.
Risk-adjusted
Returns mean little without understanding the risk taken to earn them.
Reviewed, not forgotten
Regular annual reviews, so your investments stay aligned to your goals.
Meet the Founder
A practice built one honest conversation at a time.
Jigish founded JP Financial on a simple premise: most investors do not need more products — they need a clearer plan, and someone accountable for keeping them on it. 24+ years on, that premise still holds.
Today the practice serves HNI households, NRI families and business owners with mutual fund distribution, retirement planning education and goal-based investing — starting from your goals, not from a fund’s brochure.
- 24+ years of experience in financial services
- AMFI-registered Mutual Fund Distributor — ARN-51406
- QPFP® certified — NetworkFP professional standard
- Author of a practitioner’s book on retirement planning
How We Work
A four-step journey, repeated every year.
01
Discovery
Your goals, timelines and honest risk comfort — understood before anything is presented.
02
Plan & Present
A written roadmap with fund-level information and comparison, and the reasoning behind each option.
03
Implement
Paperwork, mandates and SIPs handled end-to-end, with confirmations at every step.
04
Review & Discuss
An annual sit-down to review progress. Any transactions or switches are made only on your instructions.
Plan It Yourself
Ten calculators. One clear picture of your future.
From SIP growth to retirement income to EMIs — model your numbers in seconds, then bring them to a conversation with us. Try a quick SIP projection right here.
Open All CalculatorsIllustrative Value · 10% p.a.
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You Invest
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At 8% p.a.
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At 12% p.a.
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Illustration only. This is a mathematical illustration based on the stated assumptions and is not a projection, prediction, guarantee or assurance of future returns. Actual returns may be higher or lower. Mutual fund investments are subject to market risks.
Illustrative Examples
How common situations are thought through.
Illustrative Example · Retirement Income
Planning withdrawals from a retirement corpus
How the order and timing of withdrawals from different funds may affect capital-gains tax and monthly cash flow.
Illustrative Example · Big Purchase
Property purchase vs long-term investing
How a family might compare the full cost of a property purchase with continuing a long-term investment plan before deciding on a down payment.
Illustrative Example · NRI Investing
Investing in Indian mutual funds from abroad
The general steps, account types (NRE/NRO) and documents an NRI may need, with general information on GIFT City options.
These examples demonstrate how different investment and withdrawal requirements may be considered when planning for financial goals. They are for educational purposes only and do not represent a recommendation or assurance of future results.
Frequently Asked
Questions clients ask before a first meeting
No fixed minimum. We work with disciplined SIP investors as well as HNI families — the plan is sized to your goals, not to a threshold.
Yes — we provide mutual fund distribution support for NRIs, including general guidance on NRE/NRO accounts and general information on GIFT City investment options. We do not provide legal, tax or structuring advice. Reviews happen over video in your time zone.
At minimum annually, in a structured sit-down — plus additional reviews around major market events or changes in your life.
We are an AMFI-registered distributor (ARN-51406), compensated through standard trail commission on regular plans. Applicable commissions are clearly disclosed — see our MFD Disclosure.
Ready for a plan built around your life, not a product?
A first conversation costs nothing and commits you to nothing — just clarity on where you stand today.
Book a Consultation