HomeCalculators

Ten calculators. Zero guesswork.

Every tool below uses standard, verified financial mathematics — the same formulas we use in client plans. Move a slider; the answer updates instantly.

Calculator 01 · of 10

SIP Calculator

“What will my monthly investing grow into?”

Project the future value of a fixed monthly SIP, compounded monthly.

Projected Value

You Invest

Wealth Gained

Assumes investments at the start of each month (annuity-due), compounded monthly. Illustration only.

Calculator 02 · of 10

Lumpsum Calculator

“What will a one-time investment become?”

See how a single investment compounds over your chosen horizon.

Projected Value

You Invest

Wealth Gained

Annual compounding on a single upfront investment. Illustration only.

Calculator 03 · of 10

Retirement Calculator

“How large a corpus do I need — and what SIP gets me there?”

Works out your inflation-adjusted retirement corpus and the monthly SIP required from today.

Corpus Needed at Retirement

Monthly Expense Then

SIP Needed From Today

Income Funded For

Corpus is sized so that a real (inflation-adjusted) return funds your expenses through the planned age. A conversation refines this further.

Calculator 04 · of 10

SWP Calculator

“How long will my corpus sustain a monthly withdrawal?”

Simulates a Systematic Withdrawal Plan month by month — and tells you plainly if and when the corpus runs out.

Balance at End of Period

Total Withdrawn

Sustainability

Withdrawals are simulated monthly and stop when the corpus is exhausted — no phantom withdrawals are counted.

Calculator 05 · of 10

Goal Planner

“What does my goal cost tomorrow — and what SIP funds it?”

Inflates today’s goal cost to its future value, then computes the monthly SIP that reaches it.

Goal Cost When You Need It

SIP Needed

Cost Today

Plan to the future cost, not today’s — inflation is the quiet goalpost-mover.

Calculator 06 · of 10

Education Planner

“What will my child’s education cost — and am I on track?”

Education inflation runs hotter than household inflation. This plans for the real number.

Future Cost of Education

SIP Needed

Time Available

Education costs in India have historically inflated faster than CPI — 8–10% is a prudent planning range.

Calculator 07 · of 10

EMI Calculator

“What will this loan really cost me each month — and in total?”

Standard amortised EMI with a clear split of principal versus total interest.

Monthly EMI

Total Interest

Total Outgo

A shorter tenure raises the EMI but can cut total interest dramatically — try it on the slider.

Calculator 08 · of 10

Inflation Calculator

“What will today’s lifestyle cost in the future?”

Shows what inflation quietly does to your purchasing power over time.

Future Cost of the Same Lifestyle

Extra Needed

Cost Multiple

This is why ‘safe’ money earning below inflation quietly loses value every year.

Calculator 09 · of 10

CAGR Calculator

“What did my investment actually earn per year?”

Converts any start and end value into a clean annualised growth rate.

CAGR

Absolute Return

Money Multiple

Absolute return flatters; CAGR tells the truth. Compare investments only on CAGR.

Calculator 10 · of 10

Step-up SIP Calculator

“What if my SIP grows with my income every year?”

Models an SIP that increases annually — and shows the advantage over a flat SIP.

Projected Value

You Invest

Wealth Gained

Edge Over Flat SIP

A 10% annual step-up mirrors typical salary growth — and can add crores over a long horizon.

A note on these tools. All projections are illustrations based on the assumptions you enter — they are not guarantees of return, and they are not investment advice. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. For a plan calibrated to your actual portfolio, taxes and cash flows, book a consultation.

Numbers raise questions. Good.

Bring your calculator results to a free first conversation — we will pressure-test them together.

Book a Consultation