HomeCalculators
Ten calculators. Zero guesswork.
Every tool below uses standard, verified financial mathematics — the same formulas we use in client plans. Move a slider; the answer updates instantly.
Calculator 01 · of 10
SIP Calculator
“What will my monthly investing grow into?”
Project the future value of a fixed monthly SIP, compounded monthly.
Projected Value
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You Invest
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Wealth Gained
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Assumes investments at the start of each month (annuity-due), compounded monthly. Illustration only.
Calculator 02 · of 10
Lumpsum Calculator
“What will a one-time investment become?”
See how a single investment compounds over your chosen horizon.
Projected Value
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You Invest
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Wealth Gained
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Annual compounding on a single upfront investment. Illustration only.
Calculator 03 · of 10
Retirement Calculator
“How large a corpus do I need — and what SIP gets me there?”
Works out your inflation-adjusted retirement corpus and the monthly SIP required from today.
Corpus Needed at Retirement
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Monthly Expense Then
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SIP Needed From Today
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Income Funded For
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Corpus is sized so that a real (inflation-adjusted) return funds your expenses through the planned age. A conversation refines this further.
Calculator 04 · of 10
SWP Calculator
“How long will my corpus sustain a monthly withdrawal?”
Simulates a Systematic Withdrawal Plan month by month — and tells you plainly if and when the corpus runs out.
Balance at End of Period
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Total Withdrawn
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Sustainability
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Withdrawals are simulated monthly and stop when the corpus is exhausted — no phantom withdrawals are counted.
Calculator 05 · of 10
Goal Planner
“What does my goal cost tomorrow — and what SIP funds it?”
Inflates today’s goal cost to its future value, then computes the monthly SIP that reaches it.
Goal Cost When You Need It
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SIP Needed
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Cost Today
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Plan to the future cost, not today’s — inflation is the quiet goalpost-mover.
Calculator 06 · of 10
Education Planner
“What will my child’s education cost — and am I on track?”
Education inflation runs hotter than household inflation. This plans for the real number.
Future Cost of Education
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SIP Needed
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Time Available
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Education costs in India have historically inflated faster than CPI — 8–10% is a prudent planning range.
Calculator 07 · of 10
EMI Calculator
“What will this loan really cost me each month — and in total?”
Standard amortised EMI with a clear split of principal versus total interest.
Monthly EMI
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Total Interest
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Total Outgo
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A shorter tenure raises the EMI but can cut total interest dramatically — try it on the slider.
Calculator 08 · of 10
Inflation Calculator
“What will today’s lifestyle cost in the future?”
Shows what inflation quietly does to your purchasing power over time.
Future Cost of the Same Lifestyle
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Extra Needed
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Cost Multiple
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This is why ‘safe’ money earning below inflation quietly loses value every year.
Calculator 09 · of 10
CAGR Calculator
“What did my investment actually earn per year?”
Converts any start and end value into a clean annualised growth rate.
CAGR
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Absolute Return
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Money Multiple
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Absolute return flatters; CAGR tells the truth. Compare investments only on CAGR.
Calculator 10 · of 10
Step-up SIP Calculator
“What if my SIP grows with my income every year?”
Models an SIP that increases annually — and shows the advantage over a flat SIP.
Projected Value
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You Invest
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Wealth Gained
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Edge Over Flat SIP
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A 10% annual step-up mirrors typical salary growth — and can add crores over a long horizon.
A note on these tools. All projections are illustrations based on the assumptions you enter — they are not guarantees of return, and they are not investment advice. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. For a plan calibrated to your actual portfolio, taxes and cash flows, book a consultation.
Numbers raise questions. Good.
Bring your calculator results to a free first conversation — we will pressure-test them together.
Book a Consultation