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A practice built on patience, evidence and accountability.
JP Financial began with one desk, one conviction, and a refusal to sell what we would not hold ourselves.
Our Story
Two decades. One standard.
JP Financial was founded on a premise that has never needed revision: most investors do not need more products. They need a clearer plan, honest numbers, and someone accountable for keeping them on course when markets test their nerve.
That premise carried clients through the crash of 2008, the taper tantrums, the 2020 pandemic fall, and every euphoric peak in between. The families who stayed with the plan are the reason this practice exists — and the reason many of their children are now clients too.
Today the practice advises HNI households, NRI families and business owners across retirement planning, mutual fund strategy, and cross-border structuring including GIFT City IFSC — with a deliberately curated client base so that every portfolio gets genuine attention.
The numbers behind the practice
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Years of practice
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Families advised
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Assets guided
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Factors in every fund score
Market cycles navigated with clients: 2008 global financial crisis · 2013 taper tantrum · 2016 demonetisation · 2020 pandemic crash · the recoveries after each.
Meet the Founder
Jigish Patel
Jigish has spent over twenty years doing one thing: sitting across from families and telling them the truth about their money — what is enough, what is not, and what it will take to close the gap.
His work is grounded in a quantitative fund-selection framework, a deep specialisation in retirement income design, and a conviction that behaviour — not fund selection — decides most investors’ outcomes.
- AMFI Registered Mutual Fund Distributor — ARN-51406
- QPFP® (Qualified Personal Finance Professional) — NetworkFP
- Author of a practitioner’s book on retirement planning
- Speaker on financial wellness for corporate and professional audiences
What We Believe
Three commitments, kept for twenty years.
Evidence over emotion
Every fund clears an 8-factor quantitative screen before it is ever discussed with you. Stories do not make the shortlist — numbers do.
Transparency by default
How we are paid, why a fund was chosen, why one was removed — all of it in writing, all of it explained in plain language.
Your goals set the course
The plan starts from your life — retirement, education, legacy — and products are chosen to serve it. Never the other way around.
Twenty years has taught us one thing: the investor who stays invested with a plan beats the investor who predicts.
Radical Transparency
How we are paid — in plain words.
As an AMFI-registered distributor, we are paid a standard trail commission by the fund house. The rate is disclosed to you in writing — before you invest.
You pay us nothing directly. No entry fees, no advisory retainers, no charges buried in paperwork. What the disclosure states is all there is.
We hold no affiliation with any fund house. Funds enter our list through an 8-factor quantitative screen — and exit the same way, whoever manages them.
Come see how your plan holds up.
Bring your current portfolio. We will review it honestly — and tell you if it needs nothing at all.
Book a Consultation