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A practice built on patience, evidence and accountability.
JP Financial began with one desk, one conviction, and a refusal to sell what we would not hold ourselves.
Our Story
24+ years. One standard.
JP Financial was founded on a premise that still holds today: most investors do not need more products. They need a clearer plan, honest numbers, and someone accountable for keeping them on course when markets test their nerve.
That premise stayed constant through the crash of 2008, the taper tantrums, the 2020 pandemic fall, and every euphoric peak in between. The families who stayed with the plan are the reason this practice exists — and the reason many of their children are now clients too.
Today the practice serves HNI households, NRI families and business owners with mutual fund distribution, retirement planning education and goal-based investing, along with general information on GIFT City investment options — with a deliberately curated client base so that every investor gets genuine attention.
The numbers behind the practice
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Years in financial services
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Families served
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Assets served
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Factors in our fund-comparison framework
Market cycles navigated with clients: 2008 global financial crisis · 2013 taper tantrum · 2016 demonetisation · 2020 pandemic crash · the recoveries after each.
Meet the Founder
Jigish Patel
Jigish has 24+ years of experience in financial services, sitting across from families and telling them the truth about their money — what is enough, what is not, and what it will take to close the gap.
His work is grounded in a structured fund-comparison framework, a deep specialisation in retirement income design, and a conviction that behaviour — not fund selection — decides most investors’ outcomes.
- AMFI Registered Mutual Fund Distributor — ARN-51406
- QPFP® (Qualified Personal Finance Professional) — NetworkFP
- Author of a practitioner’s book on retirement planning
- Speaker on financial wellness for corporate and professional audiences
What We Believe
Three commitments we work by.
Evidence over emotion
Every fund is reviewed through our fund-comparison framework before it is discussed with you. Stories do not make the shortlist — numbers do. Past performance does not indicate future performance.
Transparency by default
How we are paid, why a fund was shortlisted, why one was removed — all of it in writing, all of it explained in plain language.
Your goals set the course
The plan starts from your life — retirement, education, legacy — and products are chosen to serve it. Not the other way around.
Experience has taught us one thing: staying invested with a plan usually serves investors better than trying to predict markets.
Radical Transparency
How we are paid — in plain words.
As an AMFI-registered distributor, we are paid a standard trail commission by the fund house. The rate is disclosed to you in writing — before you invest.
You pay us no fee directly. We receive trail commission from the fund house on regular plans, disclosed to you in writing — see our MFD Disclosure.
We hold no affiliation with any fund house. Funds are shortlisted through our fund-comparison framework — and removed the same way, whoever manages them.
Come see how your plan holds up.
Bring your current portfolio. We will review it honestly — and tell you if it needs nothing at all.
Book a Consultation