AMFI ARN-51406NetworkFP QPFPEst. two decades
Wealth built with patience,
protected with discipline.
For twenty years, JP Financial has guided HNIs, NRIs and business owners through goal-based investing — portfolios designed to compound quietly, and to last.
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Years of Practice
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Families Advised
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Assets Guided
Why JP Financial
Advice built for the decade ahead, not the quarter in front of us.
Every recommendation is grounded in an 8-factor evaluation framework — return consistency, risk-adjusted performance and downside behaviour — not whatever is trending this month.
Evidence-led selection
Funds are scored on Sharpe, Sortino, Jensen’s Alpha and consistency across cycles — never on last year’s chart alone.
Decades, not moments
Twenty years guiding families through 2008, 2013, 2020 and every cycle since — with the plan intact each time.
Family-office attention
A deliberately curated client base, so every portfolio receives a genuine annual review — not a templated report.
Cross-border ready
NRE/NRO structuring and GIFT City IFSC access for NRI families investing into India from abroad.
Services
Advisory built around your life stage, not our product shelf.
Service 01
Retirement Planning
Income that outlasts you — not just your working years.
ExploreService 02
Wealth Management
One consolidated view. Every asset, reviewed with intent.
ExploreService 03
Mutual Fund Advisory
Every recommendation earns its place through an 8-factor scorecard.
ExploreService 04
Goal Planning
Every goal gets its own number, timeline and portfolio.
ExploreService 05
Children’s Education
Tuition rises faster than inflation. Your plan should know that.
ExploreService 06
Tax-Efficient Investing
It is not what you earn. It is what you keep.
ExploreService 07
SIP Planning
The right amount, in the right funds, for long enough.
ExploreService 08
Corporate Financial Wellness
Financially confident employees do better work.
ExploreInvestment Philosophy
We do not chase last year’s best fund. We build portfolios that survive the years no one predicted.
Clarity first
A written plan exists before a single rupee is invested.
Risk-adjusted
Returns mean little without understanding the risk taken to earn them.
Reviewed, not forgotten
Structured annual reviews — never a portfolio left to drift.
Meet the Founder
A practice built one honest conversation at a time.
Jigish founded JP Financial on a simple premise: most investors do not need more products — they need a clearer plan, and someone accountable for keeping them on it. Two decades on, that premise still holds.
Today the practice serves HNI households, NRI families and business owners across retirement planning, mutual fund strategy and cross-border structuring — always starting from your goals, never from a fund’s brochure.
- 24+ years advising families through every market cycle
- QPFP® certified — NetworkFP professional standard
- Author of a practitioner’s book on retirement planning
How We Work
A four-step journey, repeated every year.
01
Discovery
Your goals, timelines and honest risk comfort — understood before anything is proposed.
02
Plan & Propose
A written roadmap with fund-level recommendations and the reasoning behind each.
03
Implement
Paperwork, mandates and SIPs handled end-to-end, with confirmations at every step.
04
Review & Rebalance
A structured annual sit-down keeps the plan aligned to markets and your life.
Plan It Yourself
Ten calculators. One clear picture of your future.
From SIP growth to retirement income to EMIs — model your numbers in seconds, then bring them to a conversation with us. Try a quick SIP projection right here.
Open All CalculatorsProjected Value · 12% p.a.
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You Invest
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Wealth Gained
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Illustration at an assumed rate. Actual returns vary with markets.
Client Voices
Trusted across generations of the same families.
“Twelve years with JP Financial and the plan has only become clearer — including through 2020, when clarity mattered most.”
Mumbai · Client for 12 years
“Cross-border investing felt impossible until the NRE/NRO and GIFT City options were mapped out for us, simply and in writing.”
Dubai, UAE
“Our children’s education plan finally has real numbers behind it — a target, a monthly amount, and a yearly review. Not guesswork.”
Pune
From the Practice
Real situations, carefully resolved.
Case Study · Retirement Income
₹40 L redemption, restructured
A retirement redemption re-sequenced to cut the tax on withdrawals while keeping monthly income uninterrupted.
Case Study · Asset Allocation
Real estate vs equity, a 20-year view
A rigorous comparison that reframed a family’s next property purchase — and where the down payment now sits.
Case Study · NRI Structuring
GIFT City access for an NRI household
Cross-border investing simplified through India’s IFSC route, with repatriation kept clean.
Frequently Asked
Questions clients ask before a first meeting
No fixed minimum. We work with disciplined SIP investors as well as HNI families — the plan is sized to your goals, not to a threshold.
Yes — including NRE/NRO account guidance and GIFT City IFSC structuring for cross-border portfolios. Reviews happen over video at your time zone.
At minimum annually, in a structured sit-down — plus additional reviews around major market events or changes in your life.
We are an AMFI-registered distributor (ARN-51406), compensated through standard trail commission disclosed transparently. You will never find a hidden charge.
Ready for a plan built around your life, not a product?
A first conversation costs nothing and commits you to nothing — just clarity on where you stand today.
Book a Consultation